Investment loans

Investment Loan

Investment Loans

Whatever we do in our daily lives is an investment in to one thing or the other. We spend our time & money to study and become better version of ourselves. To open new avenues for our growth. We give time to ourselves to indulge in exercises, we do Yoga, we Cycle, we Dance, we join the Gym, we play our favorite sport. We read fitness, wellbeing and nutrition articles to gain knowledge to become fitter version of ourselves. We spend time and money and get back health and wellness as Return on our Investment. Investment are incomplete without Return on Investment. We give you the industry best advice, guide through the loans available in the market and make sure that the investments you make, yield the results you expect.

Have you checked the amount of interest you’re getting your savings accounts recently? Chances are it’s sitting around 1%. The RBA’s record-low interest rate is designed to encourage Australian households to spend money and invest to stimulate the economy, rather than keeping cash in savings accounts.


In the past, it may have seemed like an easy decision to keep your cash in savings accounts, term deposits and low-risk bonds.

But as the cash rate moves closer to zero as the Reserve Bank makes cuts to the cash rate, the interest you’re earning now on your savings may not keep pace with inflation for long. In effect, that means your savings could be going backwards if they can’t keep up with the cost of living.


When you’ve got a mortgage, you need to make sure you have enough to cover your repayments as well as your cost of living. So, it can be a good idea to invest your money, instead of just saving it.


Buying your own home remains the great Australian dream – and purchasing a second property may help you take your wealth further. Whether you’re building your property investment portfolio, buying a holiday house or unit in the CBD, Finance Point can assist you in achieving that next goal on your list.


The amount you can borrow and the type of loan you choose will depend on various factors, including the equity in your current home, your income and expenses, and your property valuation. It helps to get quality advice on the right mortgage for you, along with other considerations such as negative gearing, and how to structure your loan to maximise tax effectiveness.


Whatever your reason for considering a second property, being well-informed will ensure a smoother purchasing process and a financially secure future.


In this environment, the application process is particularly important. Finding the right information can be very time-consuming but, if you rush through it, you’re reducing your chance of having the loan approved.


A Finance Point mortgage broker can help position you as an attractive borrower to lenders, while finding the best first home loan to suit your needs.


To find out more about getting started on your application, contact us today.


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