Purchasing a property in today’s housing market is not for the faint-hearted. Although
applying for your first home loan may be the biggest financial decision you’ll make, it
doesn’t need to be an overwhelming one. Getting a foot in the door of your dream home might
be getting harder, but with the right preparation, a realistic understanding of your
financial position and professional guidance from a well-experienced Finance Point mortgage
broker, you can position yourself as an attractive first home loan customer and be approved
in no time.
At Finance Point, we believe in educating clients about the whole mortgage process; how do
home loans, redraw & offset accounts work, how to choose home loan splits and the risks &
costs involved in a property transaction, especially if you are building one. We believe
that a well-informed home buyer would go through the whole journey of buying a house with
more ease and a better understanding of the whole process better, would have less queries in
the long-run and will be better-equipped to make other property-related decisions down the
We specialise in processing first home buyers’ loan applications and have been doing it for
years. We understand their concerns well and can better assist them with strategies that
help a lot of them in building a strong portfolio of properties. In this environment, the
application process is particularly important. Finding the right information can be very
time-consuming but, if you rush through it, you’re reducing your chance of having the loan
approved. We take care of it all!
We make the process easier for our First Home Buyers clients by processing the application
for all the Government grants that they are eligible for, for example – First Home Owners
Grant, Home Builder Grant, Home Renovation, Territory Home Owner Discount etc
Market Intelligence is another value-added service that Finance Point clients get access to.
We provide few FREE property/suburb reports to our clients when they are planning to buy a
property in Australia. Our paid subscription to CoreLogic RP data (world leader in property
analytics) allows us to analyse the property stats in Australia and get insights on the
property market trends at all time. The property & suburb reports which we provide to
clients are very comprehensive and helps our clients significantly in making an informed
decision. We strongly recommend all our clients to ask us for reports before finalising any
suburb or property to purchase.
We also organise upfront valuations of the properties that clients sign the contracts for.
This helps in reassuring clients that what they are buying is worth the price and if not, or
if there are any other risks associated with the property, clients can make an informed
decision of whether to proceed with the property purchase, before the contract goes
We do not charge any fees from our clients as we believe that clients should not feel
disadvantaged in any way when they come to us, and should rather be delighted by the
value-added services we provide along-with processing their home loan application
Please click here for steps to follow when preparing to
purchase your FIRST
Please click here for Important information/documents for