First Home Buyers Loan

First Home Buyers

First Home Buyers Loan

Buying a home is an aspirational thing. People safe out of their earnings for years for making that decision of their lifetime. For us this is a very pious proposition. From the magnitude of various banks and their office we narrow it down to what you want what you can afford. We have major lenders on our panel, we have analyzed offers and we know which one will be the best for you. Personalize the home buying experience for you.

Purchasing a property in today’s housing market is not for the faint-hearted. Although applying for your first home loan may be the biggest financial decision you’ll make, it doesn’t need to be an overwhelming one. Getting a foot in the door of your dream home might be getting harder, but with the right preparation, a realistic understanding of your financial position and professional guidance from a well-experienced Finance Point mortgage broker, you can position yourself as an attractive first home loan customer and be approved in no time.

  • At Finance Point, we believe in educating clients about the whole mortgage process; how do home loans, redraw & offset accounts work, how to choose home loan splits and the risks & costs involved in a property transaction, especially if you are building one. We believe that a well-informed home buyer would go through the whole journey of buying a house with more ease and a better understanding of the whole process better, would have less queries in the long-run and will be better-equipped to make other property-related decisions down the track.
  • We specialise in processing first home buyers’ loan applications and have been doing it for years. We understand their concerns well and can better assist them with strategies that help a lot of them in building a strong portfolio of properties. In this environment, the application process is particularly important. Finding the right information can be very time-consuming but, if you rush through it, you’re reducing your chance of having the loan approved. We take care of it all!
  • We make the process easier for our First Home Buyers clients by processing the application for all the Government grants that they are eligible for, for example – First Home Owners Grant, Home Builder Grant, Home Renovation, Territory Home Owner Discount etc
  • Market Intelligence is another value-added service that Finance Point clients get access to. We provide few FREE property/suburb reports to our clients when they are planning to buy a property in Australia. Our paid subscription to CoreLogic RP data (world leader in property analytics) allows us to analyse the property stats in Australia and get insights on the property market trends at all time. The property & suburb reports which we provide to clients are very comprehensive and helps our clients significantly in making an informed decision. We strongly recommend all our clients to ask us for reports before finalising any suburb or property to purchase.
  • We also organise upfront valuations of the properties that clients sign the contracts for. This helps in reassuring clients that what they are buying is worth the price and if not, or if there are any other risks associated with the property, clients can make an informed decision of whether to proceed with the property purchase, before the contract goes unconditional.
  • We do not charge any fees from our clients as we believe that clients should not feel disadvantaged in any way when they come to us, and should rather be delighted by the value-added services we provide along-with processing their home loan application

Please click here for steps to follow when preparing to purchase your FIRST HOME.

Please click here for Important information/documents for Home buyers.